San Diego Home Buyers

Tips and Information for San Diego Home Buyers

Thinking of Buying a Home? What Not to Do
Am I Ready to Buy a House?
Finding the Right Home Seller
Finding a Lender and Getting Pre-Approved
Hot, Normal, and Cold Markets
Buyer Home Inspection
Thinking About Buying a Foreclosure

Common Ways of Holding Title
Condominium and PUD Ownership
Environmental Issues
Lead Poisoning
Living Trusts
Mechanics Liens
Underground Heating Oil Tanks
Understanding Foreclosures

Closing and Title Costs
Creative Financing
Required Reporting to the IRS
Statement of Information
The Functions of an Escrow
Title Insurance Requirements for Insuring Trusts
Title Insurance When Refinancing Your Home Loan
Understanding Preliminary Title Reports
What is Title Insurance?
Why Do You Need Title Insurance?

What is an Adjustable Rate Mortgage (ARM)?
Closing Costs When Buying or Refinancing a Home
Documenting Your Assets – Verifying Your Down Payment
What is a FICO® Score?
FICO® Scores and Your Mortgage
Items You Need to Apply For a Home Loan
What is a Land Contract?
What Kind of Lender is Best?
What is a Biweekly Mortgage?
The No-Cost Thirty Year Fixed Rate Mortgage
Types of Mortgage Lenders
Where Does the Money Come From for a Home Loan?
Which ARM is the Best Alternative?
Your Savings and Down Payment

Glossary of Real Estate Terms